Liebster Award. Say, what?

A BIG thank you to Claudia at Two Cup House for the nomination!  I’m so humbled and excited just to have somebody read my blog.  From Claudia: “The Liebster Award is a small blogger award that gets passed around to recognize smallish or newish blogs that deserve to be recognized.  For newish bloggers like us, it’s the dawn of a new day.  The journey is just beginning and there’s a whole new world to be explored, ideas to be challenged, and change to be had.  Join us on our journeys!”

Here are the rules as given to me:

1. Link back to the person who nominated you.
2. Answer the questions given to you by the nominator.
3. Nominate up to 11 other bloggers with fewer than 200 followers.
4. Create 11 questions for the nominees.
5. Notify all nominees via social media/blogs.

Here are the answers to the questions given to me:

1. Describe the moment you decided to start your blog and publish the first post.

I’ve been reading blogs and watching vlogs regarding finances/budgeting for a good while now.  The outpouring of support and love that is given both to and from bloggers/vloggers is staggering.  I started by stating my thoughts, tips and kudos on various sites and realized that I wanted to tell our story as well.  Even if nobody reads it (but I hope you do!), I love the idea of being able to look back and see where we were a year ago!
2. What do you think is the best use of your money? 

Right now? Paying down our stupid debt.  In the future? Buying our forever home and preparing for retirement.
3. Are you using your money the best way you can today? If not, why? 

I budget everything down to the last penny.  Sometimes we stick to that budget, sometimes things get hairy and we have to pull from a sinking fund for a dozen eggs.  The important thing is that we are being more conscientious with our money.  In the long run, we are going to WIN.
4. If you could travel anywhere in the world (costs aside), where would it be and why?

I spent the better part of my early twenties traveling across the United States and Canada.  I’d love to do a formal cross-country road trip with my husband.  Outside of that, our goal {after we complete our debt free journey} is to spend 3-4 weeks in Europe. The trip is entirely planned out – just waiting for the money 🙂
5. What is an experience that changed your life for the better?

I’m going to be super sappy.  Meeting my husband.  I was going through some big life changes before I met him.  I had a renewed sense of self and I was tired of making excuses as to why I wasn’t with anybody.  Truth was, I wasn’t trying…I wasn’t putting myself out there…I was rebuffing any interest.  I gave myself 30 days to pull it together and to begin dating with abandon.  He was date #6.  We don’t take ourselves too seriously, he makes me laugh and more importantly, we have the same goals.  He enhanced my life in ways I thought weren’t possible.  I love him with all of my heart and I am forever grateful he found me.
6. If you could meet one famous person, who would it be?

Dave Ramsey.
7. What is your favorite thing about the area in which you live?

The people.  I’m so fortunate to live in an area where the vast majority of people are kind and helpful.  Even when things get crazy during tourist season – every person I come across is pleasant.  I’ve never been anywhere else where this is the case (and I’ve lived A LOT of places).
8. What would early retirement or financial independence look like for you?

I don’t know if early retirement will ever be a real thing for me.  I love what I do and I fear boredom without my daily work routine.  However, when it is time to retire, I want to be able to handle all of our expenses, travel and bless others with the same.
9. If you could fix one world problem, which one would you choose?

The obvious: war, famine, environmental issues, etc.  However, I honestly believe what the human race is suffering from is self-righteousness and lack of compassion. Work on yourself.  Help your family.  Help your community. The outreach to those who can’t help themselves.  If everybody laid down their differences and just focused on being good, moral people … the effect of that would be astounding.
10. If you’ve been to Alaska, what do you love about it? If you haven’t, what do you think Alaska is like?

BUCKETLIST!  I keep trying to sell my husband on an Alaskan cruise.  I have friends who have lived there and LOVE it.  I have a feeling I would too.  Most of my perceptions of Alaska are based on the movie, The Proposal.  {Trust me, this is not a bad thing!}
11. What one piece of advice has served your life well?

“Do you.”  I’m sure we all remember that weird adolescent time when we were figuring out what type of person we were going to become.  I tried to emulate people that I admired, but it was inauthentic and exhausting.  I’ll never forget my 10th grade English teacher telling me, “Rachel, you are a fantastic person.  Just DO YOU. You’d be amazed at what doors open.”

So simple, yet so profound.  You will never make everybody happy – stop trying.  Seriously.  Stop.

And now, my nominations:

Millennial Budget

Sisi on a Budget

Saving Without Scrimping


  1.  What blogs/websites to you visit on a daily basis?
  2. You are given one million dollars (you’re welcome!), you have 24 hours to spend it, anything left over after 24 hours had to be returned – what would you spend it on?
  3. What do you think is the best use of your money?
  4. If you were ruler of your own country what would be the first law you would introduce?
  5. What is one thing you will never do again?
  6. What did you want to be when you grew up?
  7. What job would you refuse to do – even it if paid your ideal salary?
  8.  What one piece of advice has served your life well?
  9. If you could time-travel, what time period would you visit? Why?
  10. Describe an ideal day.
  11. If you were on a desert island, what three objects would you bring with you?

7 thoughts on “Liebster Award. Say, what?

  1. Ok, stupid question – what exactly is a “sinking fund” I’m guessing it is like a mini-emergency fund? We do zero-based budgeting as well – we use YNAB, do you use something like that or do it yourselves?

    Liked by 1 person

    • Not a stupid question! Sinking funds are like mini-savings for expenses that you know are going to be coming up but not monthly expenses. For example: car registration, medical co pays or Christmas gifts. If your car registration is $120 due every February – instead of taking that big hit on your Feb budget, you save $10 month to make it more manageable. I have cash envelopes that we keep in our safe and pull from it when needed.


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